As with all sections of a travel insurance policy, there are some exclusions applied to gadget cover. Here are some common exclusions to keep in mind when reviewing your gadget cover:
- Devices older than 4 years are not covered.
- Items purchased outside the UK are excluded.
- General wear and tear is not included under the policy.
- Cosmetic damage, such as scratches, is not covered.
- Data loss caused by viruses is not protected.
For a complete list of exclusions, please refer to your policy documents. Understanding these details will help ensure you know exactly what is and isn’t covered.