Gadget cover, such as for mobiles, laptops, and tablets, can be added as an optional extra to your travel insurance policy. Most travel insurance policies exclude high-value gadgets as standard, unless the gadget cover is included.
If your policy includes baggage cover, there may also be some protection for gadgets. It is important to thoroughly review your policy to ensure you are satisfied with the valuable item limit and that you have adequate cover for your gadgets.