Some forms of business travel can be covered by many travel insurance policies, particularly for activities such as attending business meetings, conferences, or seminars. However, it’s worth noting that certain business-related activities might not be included. For example, tasks that involve manual labour, professional sports, or professional entertainment - such as a musician performing at a concert - are typically excluded from standard cover.
If your needs go beyond standard protection, many providers offer optional business cover extensions. These can provide extra peace of mind by covering situations like accidental loss, theft, or damage to business equipment (such as laptops and other essentials needed for your trip). Additionally, the extension can address unforeseen circumstances, such as: If you are unable to travel, the policy can cover the replacement of a business colleague to go in your place.
The specific limits of this cover and other details will always be outlined in the policy wording, so it’s important to review these carefully.