Whether you need to declare your layover/transfer destination on your travel insurance quote will depend on your specific circumstances and the insurance provider’s requirements. Generally, if your layover does not involve leaving the airport (e.g., passing through border control or staying overnight), it is often not necessary to list that country as a destination.
However, policies differ, and some insurance providers may still require you to include any countries you transit through, even if you remain within the airport.
We recommend reaching out directly to your preferred insurance provider to confirm their specific guidelines. This will help ensure that your cover is accurate and valid for your intended travel. If you're unsure how to approach them or what details to provide, we'd be happy to assist in guiding you further.