Getting a travel insurance quote should be quick and hassle-free. But to make the process even smoother, it helps to have all the necessary information ready. Whether you're going on a quick city break or an adventure around the globe, having the right details on hand ensures you get the most accurate quote, tailored to your needs.
Here’s everything you need to know before getting a travel insurance quote.
1. Your Trip Details
Before you start your quote online, jot down key details about your trip. Insurance providers need a clear picture of where you're going and what you're doing to provide an accurate quote. Here's what to have ready:
- Travel dates: The start and end dates of your trip.
- Destination(s): Whether you're heading to a single country, several destinations, or taking a cruise, you'll need to tell us all of the countries you're planning to visit.
- Type of trip: Is this for a one-off holiday, or are you looking for annual multi-trip cover? Annual plans can be more cost-effective if you travel frequently.
With these details prepared, you'll save time and avoid confusion while filling out our online application.
2. Medical Information
Your health history is one of the most important aspects of travel insurance, especially if you have a pre-existing medical condition. Most insurance providers ask for detailed medical history to ensure you're properly covered while you’re away. Be prepared to share:
- Details of all pre-existing medical conditions for anyone being insured. These might include conditions like diabetes, asthma, or high blood pressure.
- Current treatments and prescribed medications.
- Dates of recent medical visits or diagnoses.
- Any planned treatments or procedures leading up to your trip.
Being honest and thorough about your medical history is essential to making sure you're completely covered for your adventures abroad.
3. Traveller Details
To provide you a quote, insurance providers will also need personal information for everyone to be included on the policy. Have the following ready:
- Full names (exactly as they appear on your passports). This helps avoid discrepancies if you need to file a claim.
- Dates of birth for all travellers.
- Contact information such as email addresses and phone numbers. This ensures you receive all relevant documents for your policy.
Why Being Prepared Matters
Having all this information prepared before getting a travel insurance quote saves you time and prevents mistakes. It also ensures that your policy is tailored to your exact needs, covering specifics like medical conditions or unique activities on your trip.